If you want to choose medical, dental, or vision coverage for yourself and your dependents, now’s your chance.

Sign in to benefitsolver.com (or through Benefitsolver on MyApps) to make your choices within 31 days of your hire date, or you’ll be enrolled automatically in this employee-only coverage:

• Cigna Health Savings Account (HSA) medical plan
• Delta Dental 1.0 dental plan
• VSP 1.0 vision plan

After 31 days, you won’t be able change your plans or opt out until the next Open Enrollment period in the fall.

You must sign in to to benefitsolver.com (or through Benefitsolver on MyApps) if you want to opt out of health coverage.

If you do nothing within 31 days of your hire date, you’ll be enrolled automatically in this employee-only coverage:

• Cigna Health Savings Account (HSA) medical plan
• Delta Dental 1.0 dental plan
• VSP 1.0 vision plan

After 31 days, you won’t be able change your plans or opt out until the next Open Enrollment period in the fall.

If you want to have a Health Savings Account (HSA) to set aside pretax money for health care expenses now and in the future, be sure to enroll in the Cigna Health Savings Account (HSA) Plan, the only plan that comes with an HSA.

In addition to the money you save in your HSA, NortonLifeLock will contribute to your account: $500 for employee-only coverage, $1,000 if you cover your spouse or children, and $1,500 if you have family coverage.

With an HSA, you don’t pay federal taxes on the money you and NortonLifeLock contribute to your account, on your earnings from interest or investments, or on withdrawals to pay for eligible expenses.

 And the money in your account is always yours—there’s no use-it-or-lose-it rule!

You may want to consider the Cigna Health Savings Account (HSA) medical plan. Even if you don’t plan to contribute to your HSA, NortonLifeLock will put money in your account: $500 for employee-only coverage, $1,000 if you cover your spouse or children, and $1,500 if you have family coverage.

With an HSA, you don’t pay federal taxes on the money you and NortonLifeLock contribute to your account, on your earnings from interest or investments, or on withdrawals to pay for eligible expenses.

 And the money in your account is always yours—there’s no use-it-or-lose-it rule!

FSAs let you set aside money—tax-free—to pay for your health care and dependent care expenses. If you want a Health Care or Dependent Care FSA, you need to enroll in your first 31 days.

Actually, think about life insurance. Now is your chance to elect additional life and accidental death and dismemberment (AD&D) insurance for yourself and your family.

If you do nothing within 31 days of your hire date, you’ll be enrolled automatically in this company-paid coverage:

• Basic life insurance: 2 times your salary or on-target earnings
• AD&D insurance: 2 times your salary or on-target earnings

This is the time to act if you want more coverage to protect your family. Then you can go back to, well … life.

You probably don’t want to think too much about getting sick or injured and not being able to work, but here are two programs you need to make decisions about now. You won’t be able to change your enrollment until the next Open Enrollment period.

• You can enroll now in MetLife Accident, Hospital Indemnity, and/or Critical Illness Insurance, which pay a lump-sum benefit if you have an accident, are admitted to a hospital, or experience one of the covered conditions.
• You can choose one of these two types of long-term disability insurance:
  • Pay tax (through paycheck deductions) on the value of the premiums paid by NortonLifeLock, and pay no tax on any disability payments you receive. 
  • Pay no tax on the value of the premiums paid by NortonLifeLock, and taxes will be withheld from any disability payments you receive. (You’ll be enrolled in this plan if you don’t choose the other option now.)

You’ll be enrolled automatically in the 401(k) plan at a 7% pretax contribution rate to take full advantage of the NortonLifeLock match: 50% of the first 7% of pay that you contribute, with a maximum company contribution of $6,000 per year.

But you don’t need to stop there. The IRS will let you contribute $22,500 in 2023—plus another $7,500 if you’re 50 or older. You have pretax and Roth after-tax options. Visit Fidelity to elect your 401(k) contributions after you receive your welcome email.

NortonLifeLock has up to $6,000 with your name on it. That’s how much the 50% company match could be worth if you contribute at least 7% of pay to your 401(k).

Don’t leave this money behind.

You’ll be enrolled automatically at a pretax contribution rate of 7% so you can get the full company match. But you don’t need to stop there. The IRS will let you save $22,500 in 2023—plus another $7,500 if you’re 50 or older. Visit Fidelity to elect your 401(k) contributions after you receive your welcome email.

When you enroll for benefits as a new employee or during Open Enrollment, you can sign up for the group legal plan. You’ll have access to the ARAG network of attorneys, who can provide legal advice and help you review or prepare documents. They can even explain what the fine print in Section 3.1, paragraph IV means.

Whether you own or lease, you can get deals on home and auto insurance from MetLife and pet insurance from Nationwide.

If you pay for public transit or parking, check out the commuter spending account to use pretax dollars to pay for your commuting costs.

You can sign up for these programs anytime, but why not do it now, while you’re thinking about it?

Be sure to enroll within 31 days of your hire date to get the coverage you need.

Have your dependents’ Social Security numbers handy, and remember to select your beneficiaries.

You won’t have another opportunity to make changes to your benefits until the next Open Enrollment period in the fall, unless you experience a qualifying life event.

To save a copy of your checklist, click Print my checklist, and then print or select the option to save as a PDF.